Risk Disclosure

Last updated: 1 January 2026

Crypto trading and investing involve substantial risk, including the possible loss of some or all of your capital. Please read this Risk Disclosure in full before using any Worthamensa tool, calculator or automated feature.

1. General warning

Digital assets such as Bitcoin and Ethereum are speculative and can lose value rapidly. You should only commit money you can afford to lose entirely. Using the Platform does not reduce these risks, and no part of the Platform removes the possibility of loss.

2. Market volatility

Crypto markets have experienced sharp price movements within short periods, including sudden declines of a large percentage. Prices may be affected by changes in supply and demand, investor sentiment, macroeconomic developments, regulatory announcements, security incidents and other factors that are difficult to predict.

3. No guarantee of returns

Figures shown on the Platform, including profit estimates, projections and calculator outputs, are illustrative only. They are based on assumptions that may not hold in practice. They are not forecasts, promises or guarantees of income, and actual results may be substantially lower than any figure shown, or negative.

4. Automated and AI-assisted tools

Analytics and automated trading features rely on software models, historical data and rules that have inherent limitations. Models can produce incorrect outputs, respond poorly to unusual market conditions, be affected by data errors, latency or outages, or fail to anticipate events. Automation does not eliminate risk, and you should monitor any automated activity and be ready to intervene.

5. Liquidity and execution

You may be unable to buy or sell an asset at your desired price or at all. Thin order books, market halts, network congestion and exchange restrictions can delay or prevent execution. Orders may be filled at prices materially different from those displayed, particularly during periods of high volatility.

6. Custody and security

Digital assets are typically held in wallets or accounts controlled by private keys or credentials. If keys or credentials are lost, stolen or compromised, assets may be irrecoverable. Exchanges and custodians can be hacked, become insolvent or freeze withdrawals. Worthamensa does not hold your digital assets in custody unless expressly stated in a separate agreement.

7. Third-party platforms

When you connect to exchanges, wallets or other providers, you are exposed to their operational, financial and legal risks. Their fees, terms and availability may change. Worthamensa is not responsible for the performance or failure of any third-party service.

8. Regulatory and legal change

The legal treatment of digital assets is evolving in Australia and elsewhere. Changes in law, regulatory guidance, licensing requirements or taxation could affect the value of assets, the availability of services, or your obligations. You are responsible for understanding the rules that apply to you.

9. Tax considerations

Transactions in digital assets may have tax consequences, including capital gains tax and income tax obligations in Australia. Records of transactions may be required. Worthamensa does not provide tax advice. Please consult a qualified tax professional about your circumstances.

10. Leverage and borrowing

Any activity involving borrowed funds, margin or derivative-style exposure can magnify losses and may result in losses exceeding your initial deposit. Do not use borrowed money to fund any activity connected with the Platform.

11. Past performance

Historical price movements, backtests and past performance figures do not indicate future results. Market conditions change, and strategies that worked previously may fail.

12. Personal responsibility

You are solely responsible for your decisions. Before acting, consider your financial position, investment objectives, experience, risk tolerance and time horizon. Where appropriate, seek independent financial, legal and tax advice from a suitably qualified professional. Information on the Platform is general in nature and is not a recommendation to buy, sell or hold any asset.

13. Contact

If you have questions about this Risk Disclosure, contact Worthamensa at Queen Street 133, 3000 Melbourne, AU, by email at [email protected], or by telephone on +61 2 6008 5508.